Well if the summer turns out to be anything like the spring, we’re not out of the clear yet! With hurricane/tropical storm season starting June 1st, New England is bound to get our share of heavy rains in these next few months. And even if we manage to avoid the big storms, cold fronts containing strong thunderstorms (like we had last night), can release inches of water in a few short hours.
And as we all experienced, where there is rain, there may be flooding. Not in a flood zone? Unfortunately, you may still get hit. FEMA reports that at least 25-30% of ALL flood insurance claims come from low to moderate risk areas. So before you get hit with the next big one, be sure to give us a call at (800) 941-3317 to discuss flood insurance. Flood insurance is run through a federal insurance program, requiring homeowners to wait 30 days after applying until the policy is issued. So don’t delay!
Need more incentive to get your policy today? After all the flooding we had in late March/early April, FEMA is now in a process of remapping certain counties in Massachusetts. This means that if you aren’t in a flood zone now, you may be very soon.
Why is that important? Well, the lower-risk flood zone areas are the areas which can obtain the cheapest flood insurance policies. If you live in a moderate or high-risk zone, the cost for the policy will be much greater.
There’s one caveat though that helps you. If you purchase a policy today, and then your zone changes tomorrow, you will be grandfathered in at the lower zone. This means you’re basically purchasing your policy ON SALE!!!
So give us a call today at (800) 941-3317 or visit us online at www.berryinsurance.com to request your FREE flood insurance quote. We’ll also let you know if (and when) your town will be re-zoned so you can get your flood insurance policy ON SALE today!
For more information about this topic, or to get some answers about your current insurance situation, please visit our virtual insurance agency at www.berryinsurance.com, stop by one of our locations, or give us a call at (800) 941-3317.
